Personal banking - Laurentian Bank of Canada - Moneris<sup>®</sup> Solutions

Moneris^® Solutions

CANADA'S CREDIT AND DEBIT CARD PROCESSINS EXPERTS

Moneris Solutions is Canada's largest transaction processor, handling more than 2 billion credit and debit card transactions a year. Over 350,000 merchant locations within a variety of vertical markets trust their expertise.

Laurentian Bank business clients can benefit from dealing with Moneris for the following reasons:

1. SIMPLICITY - Moneris offers businesses the convenience of depositing Visa†, MasterCard††, and INTERAC‡ Direct Payment funds INTO ONE LAURENTIAN BANK ACCOUNT

2. PRODUCT LINE - Moneris offers the broadest range of payment solutions including:

· In-store point-of-sale terminals, including HiSpeed solutions to process transactions faster and reduce telecommunication costs · Mobile terminals so that you can accept payments where your customers are · Web-based solutions to process card transactions and improve speed, accuracy, and productivity, in-store or online · Personalized Gift Card programs to expand revenue, attract new customers, and build brand · Merchant Direct® Online Reporting to keep track of credit and debit card sales every day

3. CUSTOMER SUPPORT - 24/7 support, 365 days a year, through two bilingual Canadian customer support centres

4. SALES CHANNELS - You can deal with Moneris over the phone through Moneris' call centre, or face-to-face with a Field Sales Consultant

Call 1-866-907-4518 or visit www.moneris.com

® Moneris, the Moneris Solutions Design and Merchant Direct are registered trademarks of Moneris Solutions Corporation. † Registered trademark of Visa International Service Association. †† Registered trademark of MasterCard International Inc. ‡ Registered trademark of Interac Inc.